Regulatory Disclosures

Last updated: [FILL IN: date]

This page gathers mandatory licenses, registrations and notices. Replace the [FILL IN] fields with the firm's official data and validate with compliance before publication.

Licenses and registrations

General risk warning

Investments involve risk, including market, credit, liquidity and currency risk, and may result in loss of invested capital. Past performance is not a promise of future results. Returns shown are not net of taxes.

Equities

Stocks, ETFs and derivatives are subject to significant price fluctuations. Derivative strategies may result in losses exceeding invested capital. Assess your investor profile before investing.

Fixed income

Fixed income securities are subject to issuer credit risk and mark-to-market. Coverage such as deposit insurance applies only to specific products and limits set by regulation.

International investments

Offshore assets involve currency risk and differences in taxation and regulation. Products offered outside Brazil may not carry the protection of Brazilian regulation.

Suitability

Investor profile suitability checks are performed under current regulation. Complex products are restricted to compatible profiles.

Anti-money laundering

We adopt KYC and AML/CFT policies aligned with the rules of BACEN, CVM, COAF and equivalent international regulators.

Conflicts of interest

We maintain a conflicts-of-interest policy and segregation of activities (chinese wall) between management, distribution and research areas.

Whistleblowing and ombudsman

Complaints may be filed with the Ombudsman: [FILL IN: ombudsman phone and e-mail]. Anonymous reports: [FILL IN: whistleblowing channel].